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Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing ag equipment.

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Applying for AgDirect Financing

Frequently Asked Questions and Answers About Applying for AgDirect Financing

Published on 5/14/2015

What is AgDirect?

AgDirect is an equipment financing program offered by participating Farm Credit System association partners of AgDirect, LLP.

Can I get AgDirect financing in my area?

AgDirect financing is available in the continental United States.  The types of financing transactions that may be completed may vary. Contact the AgDirect territory manager for your area or the AgDirect finance team for more information.

How do I apply?

Participating AgDirect dealer salespersons enter your simple financing application online. To apply for private party financing or auction financing, call the AgDirect territory manager for your area or the AgDirect finance team at 888-525-9805. 

Are there any fees?

AgDirect may charge a documentation fee. Servicing actions may also be subject to a fee.

What will you require from me to apply for financing?

The minimum personal information required to begin the AgDirect application process is your name as shown on your legal ID, age, U.S. citizenship status, and minimal eligibility information dependent on what type of applicant you are – a farmer/rancher, agricultural investor, processing or marketing operation or farm-related service business. If you are a farmer or rancher, you’ll need to provide net non-farm income and gross farm income.

What if I have personal credit issues?

All credit decisions regarding AgDirect financing requests are primarily based on an application score. If an application scores low and cannot be auto-approved, applicant-specific information and financials may be used to make a decision.

How long will it take to be approved for financing?

Most at dealership-credit decisions are returned within seconds. Typically, private party and auction financing credit decisions are returned within two hours.

Must I purchase the equipment from a designated dealer?

An equipment dealership must have a signed Dealer Agreement and Master Participation Agreement on record to offer AgDirect financing. If your dealer is not able to offer you AgDirect financing, call the AgDirect territory manager for your area or the AgDirect finance team at 888-525-9805.

Can I finance private party or auction purchases?

AgDirect also offers financing and lease options for farmer-to-farmer sales and purchases through traditional and online auctions.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing ag equipment.

  • Ben Moye

    “I teamed up with AgDirect because they understood my goals and fit my financing needs.”
    – Ben Moye , Grain Producer

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  • Dustin Gibson

    “AgDirect offers some really excellent programs and flexibility.”
    – Dustin Gibson , Livestock Producer and Part-Owner of Capital Tractor

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  • Mike Sulas

    “AgDirect offers competitive interest rates, good terms and a painless application process.”
    – Mike Sulas , Logger

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