Get simple, fast and flexible equipment financing online!

Whether you want to buy new or used equipment through a dealer, auction or private party, apply for AgDirect financing online.

How it works – application takes just 10 minutes

Start by completing our simple online application to finance new or used equipment and receive a response in one business day. Looking to lease or refinance equipment? Contact us for options.

Tell us about the equipment

What you’ll need: Equipment type, make, model, year, place of purchase (Auction/Dealer/Private Party)

Tell us about the loan

What you’ll need: Total sale price, down payment, length of payment term, first payment date

Tell us about you

What you’ll need: First/Last Name, date of birth, SSN, marital status, address, email, phone, gross farm income, net non-farm income


Questions?

Call the AgDirect Finance Team at 888-525-9805.



Rates

At Dealership Rates

Purchase or Refinance
New & Used Equipment

 

Lease
New & Used Equipment
Not available: Under $10K
Not available: Variable rates*

 

Titled Equipment
New & Used Titled Equipment
Purchase or Refinance
Not eligible for leases
2 to 5 year term options

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 2.49% 2.89% 2.89% 3.29%
Variable Rate* 2.49% 2.49% 2.49% 2.49%
Financed Amount:
$25,000-$74,999
Fixed Rate 3.49% 3.89% 3.89% 4.29%
Variable Rate* 2.79% 2.79% 2.79% 2.79%
Financed Amount:
$10,000-$24,999
Fixed Rate 4.49% 4.89% 4.89% 5.29%
Variable Rate* 2.79% 2.79% 2.79% 2.79%
Financed Amount:
$5,000-$9,999
Fixed Rate 6.49% 6.89% 6.89% ----
Variable Rate* 4.79% 4.79% 4.79% ----



Rates effective October 01-31, 2021. *All rates and terms are subject to credit approval. Free rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact AgDirect® for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.
DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $150 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents.

Auction Rates

Purchase or Refinance
Used Machinery and Titled Equipment
Sales price minimum of $25,000.
Irrigation equipment not eligible.
Titled equipment is not eligible for leases.

Scroll left to view the rest of the table.
2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 2.49% 2.89% 2.89% 3.29%
Variable 2.49% 2.49% 2.49% 2.49%
Financed Amount:
$25,000-$74,999
Fixed 3.49% 3.89% 3.89% 4.29%
Variable 2.79% 2.79% 2.79% 2.79%

Rates effective October 01-31, 2021. *All rates and terms are subject to credit approval. Free rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact AgDirect® for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.
DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $150 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents.

Private Party Rates

Purchase or Refinance
Used Machinery and Titled Equipment
Sales price minimum of $25,000.
Irrigation equipment not eligible.
Titled equipment is not eligible for leases.

Scroll left to view the rest of the table.
2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 2.49% 2.89% 2.89% 3.29%
Variable 2.49% 2.49% 2.49% 2.49%
Financed Amount:
$25,000-$74,999
Fixed 3.49% 3.89% 3.89% 4.29%
Variable 2.79% 2.79% 2.79% 2.79%

Rates effective October 01-31, 2021. *All rates and terms are subject to credit approval. Free rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact AgDirect® for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.
DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $150 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents.

Special Rates Programs

Lock in a low lease payment with AgDirect’s special lease residuals for a limited-time only.

  • Combine It: PRO and PUT residuals on new and late-model-used (2016 or newer) combines.
  • Carts & Wagons: FPO, PRO and PUT residuals on new (current or prior model year only; never retailed) and used grain carts, dump carts, forage wagons, dump wagons, tillage equipment, and heads (cornheads/drapers/platforms).

Click the Download PDF button below to view the details.

AgDirect reserves all rights to cancel or change rates and terms at any time and without notice.
DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $150 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents.

  • Ben M.

    “I teamed up with AgDirect because they understood my goals and fit my financing needs.”
    – Ben M. , Grain Producer

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  • Dustin G.

    “AgDirect offers some really excellent programs and flexibility.”
    – Dustin G. , Livestock Producer and Part-Owner of Capital Tractor

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  • Mike S.

    “AgDirect offers competitive interest rates, good terms and a painless application process.”
    – Mike S. , Logger

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