Farm Equipment Financing 101

AgDirect®, one of the leading equipment financing programs in the nation, covers how to evaluate loan and lease terms before your next farm equipment purchase. You’ll learn about:

  • Evaluating term length
  • Cash flow considerations
  • Tax implications

Don’t miss our guide to farm equipment financing!

Fill out the form to receive your free digital download.

AgDirect uses the information you provide to contact you about relevant content, products and services. You may unsubscribe from these communications at any time.

Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers – with 2-7 years* (up to 10-year term* on pivots). Easy application and quick credit decisions.

Learn More >

Auction

Purchase and lease options with pre-sale credit decisions available on equipment sold through auctions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Private Party

Purchase and lease options available on equipment sold through private party transactions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

* Subject to approval.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing ag equipment.

  • Chad and Amy Haeg

    “AgDirect is simple and flexible.”
    – Chad and Amy Haeg , Small Grain, Lentil and Bluegrass Growers

    See more

    Watch video

  • Dave Zimmerman

    “I’ve never received such speed and ease of financing.”
    – Dave Zimmerman , Grain and Beef Producer, Custom Seed Corn Harvester and Custom Sprayer

    See more

    Watch video

  • Garrett Mussi

    "AgDirect is there for me and know what I need."
    – Garrett Mussi

    See more

    Watch video

  • Gerry Wiese

    “Bottom line, AgDirect is a business decision.”
    – Gerry Wiese , Grain and Pork Producer

    See more

    Watch video

  • Jennifer Gottschalk

    “Having good financial people behind you like AgDirect and Farm Credit is just smart.”
    – Jennifer Gottschalk , Seed Corn and Grain Grower

    See more

    Watch video

  • Jeremy Heine

    “It’s just plain easy working with AgDirect.”
    – Jeremy Heine , Grain and Beef Producer

    See more

    Watch video

  • Jess Blatchford

    “AgDirect puts money back in my pocket.”
    – Jess Blatchford , Potato and Wheat Grower

    See more

    Watch video

  • Joe Klemen, Dwayne Klemen and Mark Klemen

    “AgDirect takes care of us.”
    – Joe Klemen, Dwayne Klemen and Mark Klemen , Beef, Crop and Dairy Producers

    See more

    Watch video

  • Randy Emtman

    “I like that AgDirect is linked to Farm Credit.”
    – Randy Emtman , Timothy Hay, Grain, Legume and Beef Producer

    See more

    Watch video