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AgDirect® offers highly competitive options for those who purchase, lease or refinance farm equipment through a dealer. Along with attractive rates, we offer exceptionally flexible terms that match the income stream of farmers and ranchers.
Our financing process is simple and eliminates the need for added trips or calls – everything can be completed right at the dealership.
Ask your equipment dealer for AgDirect financing.
Dealer completes and submits your application.
Credit decision is returned to dealer, usually while you are still at the dealership.
Dealer provides financing documents, usually the same business day.
You simply review, sign and return all documents to your dealer.
Funds are disbursed.
We are dedicated to agriculture – it’s all we do. That’s why we offer a variety of financing options to fit your financing needs.
* Subject to approval.
Standard New & Used Equipment Buy or Refinance
Leases New & Used Equipment That Doesn't Qualify for JUST LEASE IT!
Titled Equipment New & Used Equipment Buy or Refinance
Rates effective August 1-31, 2018. *All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.
The following information is required for the dealership to complete your application and generate your documents:
Prior to release of funds to the dealership:
Agriculture is constantly evolving, which is why AgDirect works to help you make the right decision for your operation when it comes to financing ag equipment.
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What You Need to Know for your Farm
Managing machinery financing in volatile times
Half-year equipment lease options
Almost every machine on a dealer lot represents a potential sale.
Strong crop yields = strong used machinery prices
Major themes in the farm machinery market in recent years
Used combine market saw some signs of life in late 2016
Factors influencing the buying or selling of used implements
Used tractor market is strengthening
Here’s all you need to know about Section 179 deductions
Online machinery auctions growing in popularity among farmers
Take a longer view of your machinery needs
Think twice before using operating credit
Think Long-term When Investing in Irrigation
Leases offer equipment buyers a lot of flexibility
Used vs. new machinery: Ask all the right questions
Take positive steps to manage stress on the farm
Stress on the farm: Watch for key warning signs
Women’s changing roles on the farm
Machinery and the Alignment Process
Leasing’s Role In A Farm Succession Plan
Farm Machinery & Positioning Your Operation For Succession
Buy Smart: Tips To Stretch Your Machinery Dollars
Own the Machinery or Custom Hire
Key machinery benchmarks and how they can benefit you
Measuring your financial health with the Operating Expense Ratio
Will the IRS Section 179 tax deduction be restored to $500,000?
Machinery Financing Stable Despite Farm Economy Slowdown
Know your leasing options and their implications
Fixed- or variable-rate financing: What’s best for you?
7 Tips to Keep your Farm Safe This Fall
Consider Equipment Financing Options
Low Rates Make Refinancing Loans a Tactic to Consider
Frequently Asked Questions and Answers About Leasing
Erase All Sensitive Information Before Disposal
Frequently Asked Questions and Answers About AgDirect Financing, Equipment Types and Rates
Frequently Asked Questions and Answers About Applying for AgDirect Financing
Rural Locations Provide No Defense Against Phone, Internet Hackers
Defense Against Identity Theft Begins with Your Waste Basket
AgDirect® Mobile Financing Calculator Available in iPhone, Android Platforms
For Flexibility, Equipment Buyers Show More Interest in Leasing
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