Purchase or Refinance
New & Used Equipment
Under $10k, 2 to 5 year term only
Lease
New & Used Equipment
Not available: Under $10K
Not available: Variable rates*
Under $10k, 2 to 5 year term only
Titled Equipment
New & Used Titled Equipment
Purchase or Refinance
Not eligible for leases
2 to 5 year term options
| |
|
2-3 yrs |
4 yrs |
5 yrs |
6-7 yrs |
Financed Amount:
$200,000+ |
| Fixed Rate |
5.49% |
5.59% |
5.59% |
5.79% |
| Variable Rate* |
3.25% |
3.25% |
3.25% |
3.25% |
|
Financed Amount:
$75,000-$199,999 |
| Fixed Rate |
5.59% |
5.69% |
5.69% |
5.89% |
| Variable Rate* |
3.50% |
3.50% |
3.50% |
3.50% |
|
Financed Amount:
$25,000-$74,999 |
| Fixed Rate |
5.69% |
5.79% |
5.79% |
5.99% |
| Variable Rate* |
3.75% |
3.75% |
3.75% |
3.75% |
|
Financed Amount:
$5,000-$24,999 |
| Fixed Rate |
5.79% |
5.99% |
5.99% |
6.29% |
| Variable Rate* |
4.25% |
4.25% |
4.25% |
4.25% |
|
Rates effective May 06-31, 2022. *All rates and terms are subject to credit approval. Free fixed-rate lock for 0 to 45 days. Applications not funded within 45 days of application date are subject to rate change. Contact AgDirect® for rate locks greater than 45 days. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.
DOCUMENTATION FEES: The maximum documentation fee (i.e., origination fee, document fee, processing fee, application fee, closing fee, or similar fee) for each AgDirect® transaction shall be the lesser of $300 or the amount allowed under applicable state law. All such fees for an AgDirect transaction shall be disclosed on the AgDirect financing documents or Farm Credit Leasing Services Corporation (“FCL”) lease documents; AgDirect/Financing Company shall receive up to the first $300 of such fee, and Dealer's share, if any, will equal the remainder of the fee disclosed on the AgDirect financing documents or FCL lease documents.