New Farm Equipment Financing

AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.

Why finance with AgDirect?

No manufacturer rebate/financing restrictions — take advantage of competitive financing and available purchase rebates.


Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.


Streamlined equipment financing processing, including electronic signatures.

Farm Equipment Rates

Fixed rates for financing or refinancing farm equipment start at 6.95%!

Ready to apply? Let's get started.

Purchase   Lease
Ready to apply? Let's get started.

Farm Equipment Loan & Lease Options

We are dedicated to agriculture — it's all we do. That's why we offer a variety of financing options to fit your needs.

  • New or used farm equipment
  • Variable or fixed rates
  • Flexible terms from two to seven years on most equipment*
  • Available for every brand and type of equipment used in agriculture
  • Up to a 10-year term on pivots*
  • Delayed payments — up to 15 months*
  • No prepayment penalties**

*Subject to approval

**Excludes leases over $500,000.

Get Started with AgDirect

At Dealership

Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.

Learn more in our FAQs

Apply Online

Purchasing new or used farm equipment? Use our easy online financing application.

Apply now

Farm Credit Office

Get AgDirect financing through local Farm Credit offices.

See participating Farm Credit associations

AgDirect Inside Sales

Contact our Inside Sales team to get financing directly through AgDirect.

Get started

Looking for an AgDirect dealer near you?

Enter your zip code into AgDirect’s Dealer Locator to find a participating equipment dealer in your area.

Types of Equipment AgDirect Finances

AgDirect financing is available for all types of equipment used in agriculture.


Row crop tractors
Standard tractors
High Crop tractors
Utility tractors
Other tractors used in agriculture

Harvesters and Harvest Equipment

Forage harvester
Draper head
Corn head
Grain cart
Cotton picker
Other harvesters & harvest equipment used in agriculture


Center pivots
Tillage equipment
Hay and Forage equipment
Skid loaders
Other equipment used in agriculture

The minimum amount that can be financed is $5,000 for a qualifying asset.

Equipment Brands AgDirect Frequently Finances

  • John Deere
  • Ferguson
  • Deutz-Fahr
  • Claas
  • Reinke
  • Hagie
  • Tigercat
  • Unverferth
  • Bush Hog
  • Case IH
  • Versatile
  • Challenger
  • Gleaner
  • Valley
  • Hardi
  • Landoll
  • Vermeer
  • Kuhn
  • New Holland
  • Kubota
  • Lexion
  • Caterpillar
  • Kinze
  • JCB
  • Sunflower
  • Brandt
  • Valtra
  • Fendt
  • Mahindra
  • Krone
  • Zimmatic
  • Apache
  • Ponsse
  • Great Plains
  • Monoseum
  • Other

New Equipment Financing FAQs

Questions about purchasing or leasing your new farm equipment with AgDirect? Check out our FAQs on these common topics:

What financing options are available through AgDirect?

AgDirect offers competitive loan and lease options on new farm equipment and used farm equipment. We also refinance farm equipment.

What types of farm equipment do you finance or refinance?

AgDirect offers financing on all types of ag equipment, including the purchase and lease of tractors, combines, center pivots, implements, strip till equipment and more sold at a dealership, an auction and by a private seller. We finance all major farm and irrigation system equipment manufacturer brands, including John Deere, Case IH, New Holland, AGCO, Kubota, Reinke, Valley and Zimmatic.

Can I prepay or pay off early?

If you make annual payments, you may prepay up to one year in advance; up to six months in advance for monthly payments; and up to two early payments for quarterly payments. You can also pay off early at any time with no penalty.**