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At Dealership Rates

Over $100K
New & Used Equipment
Buy, Lease or Refinance

Not available for titled equipment.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$100,000+
Fixed 3.40% 3.50% 3.70% 4.25%
Variable 2.50% 2.50% 2.50% 2.50%

Standard
New & Used Equipment
Buy, Lease or Refinance

For titled equipment, add 0.50% to the rates listed. Click Download PDF to view rates for titled equipment.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000-$99,999
Fixed 3.65% 3.75% 3.95% 4.50%
Variable 2.50% 2.50% 2.50% 2.50%
Financed Amount:
$5,000-$9,999
Fixed 5.65% 5.75% 5.95% ----
Variable 4.50% 4.50% 4.50% ----

All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice.

Auction Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$​25,000+
Fixed 4.15% 4.25% 4.45% ----
Variable 3.00% 3.00% 3.00% ----

Titled Equipment
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$​25,000+
Fixed 4.65% 4.75% 4.95% ----
Variable 3.50% 3.50% 3.50% ----

All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice.

Private Party Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$​25,000+
Fixed 4.15% 4.25% 4.45% ----
Variable 3.00% 3.00% 3.00% ----

Titled Equipment
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$​25,000+
Fixed 4.65% 4.75% 4.95% ----
Variable 3.50% 3.50% 3.50% ----

All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice.

  • “I’ve never received such speed and ease of financing.”
    – Dave Zimmerman , Grain and Beef Producer, Custom Seed Corn Harvester and Custom Sprayer

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    Dave Zimmerman
  • “Bottom line, AgDirect is a business decision.”
    – Gerry Wiese , Grain and Pork Producer

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    Gerry Wiese
  • “It’s just plain easy working with AgDirect.”
    – Jeremy Heine , Grain and Beef Producer

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    Jeremy Heine
  • “Their people understand the purchases, and they’re very good to work with.”
    – Cliff Shudak , Grain and Beef producer

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    Cliff Shudak

Learning Center

Agriculture is constantly evolving, which is why AgDirect works to help you make the right decision for your operation when it comes to financing ag equipment.

Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers – with 2-7 years (up to 10-year term on pivots). Easy application and quick credit decisions.

Learn More >

Auction

Purchase and lease options with pre-sale credit decisions available on equipment sold through auctions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Private Party

Purchase and lease options available on equipment sold through private party transactions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Why AgDirect®?

AgDirect® is built from the ground up to finance ag equipment – exclusively. More than offering attractive rates, we offer ag-friendly financing options, experience, knowledge and service. It’s easy to understand why AgDirect is among the fastest-growing farm equipment financing brands in the nation.

Whether you buy equipment from a dealer, at an auction or a private party, choose AgDirect to finance it.

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