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At Dealership Rates

Over $100K
New & Used Equipment
Buy, Lease or Refinance

Not available for titled equipment.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$100,000+
Fixed Rate 3.45% 3.65% 3.85% 3.85%
Variable Rate 2.99% 2.99% 2.99% 2.99%

Standard
New & Used Equipment
Buy, Lease or Refinance

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000-$99,999
Fixed Rate 3.75% 3.95% 4.15% 4.15%
Variable Rate 2.99% 2.99% 2.99% 2.99%
Financed Amount:
$5,000-$9,999
Fixed Rate 5.75% 5.95% 6.15% ----
Variable Rate 4.99% 4.99% 4.99% ----

Titled Equipment
New & Used Equipment
Buy or Refinance

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000+
Fixed Rate 4.25% 4.45% 4.65% ----
Variable Rate 3.49% 3.49% 3.49% ----
Financed Amount:
$5,000-$9,999
Fixed Rate 6.25% 6.45% 6.65% ----
Variable Rate 5.49% 5.49% 5.49% ----

Rates effective July 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Auction Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.25% 4.45% 4.65% ----
Variable 3.49% 3.49% 3.49% ----

Titled Equipment
New & Used Equipment
Buy

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.75% 4.95% 5.15% ----
Variable 3.99% 3.99% 3.99% ----

Rates effective July 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Private Party Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.25% 4.45% 4.65% ----
Variable 3.49% 3.49% 3.49% ----

Titled Equipment
New & Used Equipment
Buy

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.75% 4.95% 5.15% ----
Variable 3.99% 3.99% 3.99% ----

Rates effective July 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Just Lease It Rates

Over $100K
New Equipment Only
Lease

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$100,000+
Fixed Rate 2.95% 3.15% 3.35% 3.35%

Standard
New Equipment Only
Lease

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000-$99,999
Fixed Rate 3.25% 3.45% 3.65% 3.65%
NEW Farm equipment, machinery and irrigation placed in service in 2016
  • $10,000+
  • Residual 15% and above (FPO & PRO only)
  • Not available for titled equipment
  • Not available for cooperatives

Rates effective July 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

  • “It comes down to people.”
    – Jacky Pace , Seed Corn and Grain Grower

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    Jacky Pace
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    – Joe Klemen, Dwayne Klemen and Mark Klemen , Beef, Crop and Dairy Producers

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    Joe Klemen, Dwayne Klemen and Mark Klemen
  • “It’s critical to have a lender that is open minded to taking on new enterprises.”
    – Steve and Cindy Newsom , Cotton, Peanuts, Alfalfa Hay, Grain and Wine Grape Grower, Vineyard Equipment Dealer

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    Steve and Cindy Newsom
  • “AgDirect is simple and flexible.”
    – Chad and Amy Haeg , Small Grain, Lentil and Bluegrass Growers

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    Chad and Amy Haeg
  • “Having good financial people behind you like AgDirect and Farm Credit is just smart.”
    – Jennifer Gottschalk , Seed Corn and Grain Grower

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    Jennifer Gottschalk
  • “I like that AgDirect is linked to Farm Credit.”
    – Randy Emtman , Timothy Hay, Grain, Legume and Beef Producer

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  • “AgDirect puts money back in my pocket.”
    – Jess Blatchford , Potato and Wheat Grower

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  • “I’ve never received such speed and ease of financing.”
    – Dave Zimmerman , Grain and Beef Producer, Custom Seed Corn Harvester and Custom Sprayer

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    Dave Zimmerman
  • “Bottom line, AgDirect is a business decision.”
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  • “Their people understand the purchases, and they’re very good to work with.”
    – Cliff Shudak , Grain and Beef producer

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Learning Center

Agriculture is constantly evolving, which is why AgDirect works to help you make the right decision for your operation when it comes to financing ag equipment.

Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers – with 2-7 years (up to 10-year term on pivots). Easy application and quick credit decisions.

Learn More >

Auction

Purchase and lease options with pre-sale credit decisions available on equipment sold through auctions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Private Party

Purchase and lease options available on equipment sold through private party transactions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Why AgDirect®?

AgDirect® is built from the ground up to finance ag equipment – exclusively. More than offering attractive rates, we offer ag-friendly financing options, experience, knowledge and service. It’s easy to understand why AgDirect is among the fastest-growing farm equipment financing brands in the nation.

Whether you buy equipment from a dealer, at an auction or a private party, choose AgDirect to finance it.

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AgDirect Territory Managers

Many areas of the country have an assigned Territory Manager who works with ag equipment dealers and ag producers for quoting and selecting the best financing solution. Customers who do not have a Territory Manager in their area are assigned an Inside Sales Representative from our Corporate Office.

Meet our Territory Managers – scroll left/right to view all.
Click to contact us or search to locate a local contact.

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