Rates

At Dealership Rates

Over $75K
New & Used Equipment
Buy, Lease or Refinance

Not available for titled equipment.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 3.99% 3.99% 3.99% 4.49%
Variable Rate 2.75% 2.75% 2.75% 2.75%

Standard
New & Used Equipment
Buy, Lease or Refinance

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000-$74,999
Fixed Rate 4.29% 4.29% 4.29% 4.79%
Variable Rate 2.75% 2.75% 2.75% 2.75%
Financed Amount:
$5,000-$9,999
Fixed Rate 6.29% 6.29% 6.29% ----
Variable Rate 4.75% 4.75% 4.75% ----

Titled Equipment
New & Used Equipment
Buy or Refinance

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$10,000+
Fixed Rate 4.79% 4.79% 4.79% ----
Variable Rate 3.25% 3.25% 3.25% ----
Financed Amount:
$5,000-$9,999
Fixed Rate 6.79% 6.79% 6.79% ----
Variable Rate 5.25% 5.25% 5.25% ----

Rates effective December 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Auction Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 3.25% 3.25% 3.25% ----

Titled Equipment
New & Used Equipment
Buy

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 5.29% 5.29% 5.29% ----
Variable 3.75% 3.75% 3.75% ----

Rates effective December 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Private Party Rates

Standard
New & Used Equipment
Buy or Lease

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 3.25% 3.25% 3.25% ----

Titled Equipment
New & Used Equipment
Buy

Sales price minimum of $25,000. Minimum of 20% down payment required.

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2-3 yrs 4 yrs 5 yrs 6-7 yrs
Sales Price:
$25,000+
Fixed 5.29% 5.29% 5.29% ----
Variable 3.75% 3.75% 3.75% ----

Rates effective December 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers – with 2-7 years (up to 10-year term on pivots). Easy application and quick credit decisions.

Learn More >

Auction

Purchase and lease options with pre-sale credit decisions available on equipment sold through auctions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Private Party

Purchase and lease options available on equipment sold through private party transactions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

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