Rates

At Dealership Rates

Standard
New & Used Equipment
Buy or Refinance

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 4.79% 4.79% 4.79% 5.29%
Variable Rate 4.49% 4.49% 4.49% 4.49%
Financed Amount:
$25,000-$74,999
Fixed Rate 5.49% 5.49% 5.49% 5.99%
Variable Rate 4.74% 4.74% 4.74% 4.74%
Financed Amount:
$10,000-$24,999
Fixed Rate 5.99% 5.99% 5.99% 6.49%
Variable Rate 4.74% 4.74% 4.74% 4.74%
Financed Amount:
$5,000-$9,999
Fixed Rate 7.99% 7.99% 7.99% ----
Variable Rate 6.74% 6.74% 6.74% ----

Leases
New & Used Equipment
That Doesn't Qualify for JUST LEASE IT!

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 4.79% 4.79% 4.79% 5.29%
Financed Amount:
$25,000-$74,999
Fixed Rate 5.49% 5.49% 5.49% 5.99%
Financed Amount:
$10,000-$24,999
Fixed Rate 5.99% 5.99% 5.99% 6.49%

Titled Equipment
New & Used Equipment
Buy or Refinance

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 4.79% 4.79% 4.79% ----
Variable Rate 4.49% 4.49% 4.49% ----
Financed Amount:
$25,000-$74,999
Fixed Rate 5.49% 5.49% 5.49% ----
Variable Rate 4.74% 4.74% 4.74% ----
Financed Amount:
$10,000-$24,999
Fixed Rate 5.99% 5.99% 5.99% ----
Variable Rate 4.74% 4.74% 4.74% ----
Financed Amount:
$5,000-$9,999
Fixed Rate 7.99% 7.99% 7.99% ----
Variable Rate 6.74% 6.74% 6.74% ----

Rates effective April 01-30, 2019. *All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.

Auction Rates

Standard
New & Used Equipment
Buy
Sales price minimum of $25,000. Minimum of 20% down payment required.
Titled equipment is not eligible for leases.
Irrigation equipment not eligible.

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 4.49% 4.49% 4.49% ----
Financed Amount:
$25,000-$74,999
Fixed 5.49% 5.49% 5.49% ----
Variable 4.74% 4.74% 4.74% ----

Titled Equipment
New & Used Equipment
Buy
Sales price minimum of $25,000. Minimum of 20% down payment required.
Titled equipment is not eligible for leases.

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 4.49% 4.49% 4.49% ----
Financed Amount:
$25,000-$74,999
Fixed 5.49% 5.49% 5.49% ----
Variable 4.74% 4.74% 4.74% ----

Rates effective April 01-30, 2019. *All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.

Private Party Rates

Standard
New & Used Equipment
Buy
Sales price minimum of $25,000. Minimum of 20% down payment required.
Titled equipment is not eligible for leases.
Irrigation equipment not eligible.

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 4.49% 4.49% 4.49% ----
Financed Amount:
$25,000-$74,999
Fixed 5.49% 5.49% 5.49% ----
Variable 4.74% 4.74% 4.74% ----

Titled Equipment
New & Used Equipment
Buy
Sales price minimum of $25,000. Minimum of 20% down payment required.
Titled equipment is not eligible for leases.

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed 4.79% 4.79% 4.79% ----
Variable 4.49% 4.49% 4.49% ----
Financed Amount:
$25,000-$74,999
Fixed 5.49% 5.49% 5.49% ----
Variable 4.74% 4.74% 4.74% ----

Rates effective April 01-30, 2019. *All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. **Variable rate is based on the Prime Rate plus or minus a fixed spread. This is subject to change as the Prime Rate changes. Variable rate not available for leases.
AgDirect® reserves all rights to cancel or change rates and terms at any time and without notice. Rates outlined herein are for informational purposes only. The final rate for each transaction will be set forth in the financing documents signed by the customer.

Special Rates Programs

Just Lease It Rates
New Equipment Only
Lease

Scroll left to view the rest of the table.
    2-3 yrs 4 yrs 5 yrs 6-7 yrs
Financed Amount:
$75,000+
Fixed Rate 4.59% 4.59% 4.59% 5.09%
Financed Amount:
$25,000-$74,999
Fixed Rate 5.29% 5.29% 5.29% 5.79%
Financed Amount:
$10,000-$24,999
Fixed Rate 5.79% 5.79% 5.79% 6.29%
NEW Farm equipment, machinery and irrigation placed in service in 2018
  • Current and prior model year only
  • Residual 15% and above (FPO & PRO only)
  • Not available for titled equipment
  • Not available for cooperatives

Rates effective December 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.

Types of Financing

At Dealership

Purchase, lease and refinance options available on new and used equipment sold through farm equipment dealers – with 2-7 years (up to 10-year term on pivots). Easy application and quick credit decisions.

Learn More >

Auction

Purchase and lease options with pre-sale credit decisions available on equipment sold through auctions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

Private Party

Purchase and lease options available on equipment sold through private party transactions – minimum purchase price of $25,000 (before down payment). Ag-friendly terms.

Learn More >

  • Chad and Amy Haeg

    “AgDirect is simple and flexible.”
    – Chad and Amy Haeg , Small Grain, Lentil and Bluegrass Growers

    See more

    Watch video

  • Dave Zimmerman

    “I’ve never received such speed and ease of financing.”
    – Dave Zimmerman , Grain and Beef Producer, Custom Seed Corn Harvester and Custom Sprayer

    See more

    Watch video

  • Garrett Mussi

    "AgDirect is there for me and know what I need."
    – Garrett Mussi

    See more

    Watch video

  • Gerry Wiese

    “Bottom line, AgDirect is a business decision.”
    – Gerry Wiese , Grain and Pork Producer

    See more

    Watch video

  • Jennifer Gottschalk

    “Having good financial people behind you like AgDirect and Farm Credit is just smart.”
    – Jennifer Gottschalk , Seed Corn and Grain Grower

    See more

    Watch video

  • Jeremy Heine

    “It’s just plain easy working with AgDirect.”
    – Jeremy Heine , Grain and Beef Producer

    See more

    Watch video

  • Jess Blatchford

    “AgDirect puts money back in my pocket.”
    – Jess Blatchford , Potato and Wheat Grower

    See more

    Watch video

  • Joe Klemen, Dwayne Klemen and Mark Klemen

    “AgDirect takes care of us.”
    – Joe Klemen, Dwayne Klemen and Mark Klemen , Beef, Crop and Dairy Producers

    See more

    Watch video

  • Randy Emtman

    “I like that AgDirect is linked to Farm Credit.”
    – Randy Emtman , Timothy Hay, Grain, Legume and Beef Producer

    See more

    Watch video

  • Steve and Cindy Newsom

    “It’s critical to have a lender that is open minded to taking on new enterprises.”
    – Steve and Cindy Newsom , Cotton, Peanuts, Alfalfa Hay, Grain and Wine Grape Grower, Vineyard Equipment Dealer

    See more

    Watch video