Rates effective December 01-31, 2016. All rates and terms are subject to credit approval. Free 45-day rate commitment on all terms. Variable rates are calculated using the Prime Rate plus or minus a fixed spread. Those rates are subject to change as the Prime Rate changes. Variable rate not available for leases. AgDirect reserves all rights to cancel or change rates and terms at any time and without notice. Titled equipment is not eligible for leases.