2025 Used Equipment Buying Guide

With tightening margins and rising equipment costs, used farm machinery is becoming an increasingly important part of producers’ buying strategies.

AgDirect, one of the leading equipment financing programs in the nation, has created a guide to help you navigate the used equipment market with confidence in 2025. Whether you're looking to stretch your budget or avoid common pitfalls, this resource provides practical tips and timely insights to support smarter purchasing decisions including:

  • Where to buy used farm equipment
  • Key pricing considerations
  • How to avoid fraudulent sales
  • Strategic financing options

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Types of Financing

Available for Tractors, Combines, Sprayers and Other Equipment Used in Agriculture.

New Equipment

AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.

Learn more >

Used Equipment

No matter how you buy used farm equipment -- through a dealer, auction, or private party -- AgDirect can help finance it, including two to seven year* terms and delayed payments (up to 15 months*).

Learn more >

Refinancing

AgDirect is one of the few lenders that offers refinancing on farm equipment loans. Free up working capital and improve your financial position, especially during periods of low interest rates.

Learn more >

* Subject to approval.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.


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