2023 AgDirect® Equipment Buying Guide

Dealership or auction? New or used? Loan or lease? There are many questions to consider when making decisions about purchasing machinery.

That’s why AgDirect®, one of the leading equipment financing programs in the nation, developed the following tips for purchasing farm equipment in 2023. You’ll learn about:

  • Evaluating machinery line-up
  • Establishing a budget
  • Finding the best deal
  • Lease vs. own
  • Comparing rates and terms
  • Ownership alternatives

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Types of Financing

Available for Tractors, Combines, Sprayers and Other Equipment Used in Agriculture.

New Equipment

AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.

Learn more >

Used Equipment

No matter how you buy used farm equipment -- through a dealer, auction, or private party -- AgDirect can help finance it, including two to seven year* terms and delayed payments (up to 15 months*).

Learn more >

Refinancing

AgDirect is one of the few lenders that offers refinancing on farm equipment loans. Free up working capital and improve your financial position, especially during periods of low interest rates.

Learn more >

* Subject to approval.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.


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