New Farm Equipment Financing

AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.

Why finance with AgDirect?

No manufacturer rebate/financing restrictions — take advantage of competitive financing and available purchase rebates.


Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.


Streamlined equipment financing processing, including electronic signatures.

Farm Equipment Rates

Fixed rates for financing or refinancing farm equipment start at 6.95%!

Ready to apply? Let's get started.

Purchase   Lease
Ready to apply? Let's get started.

Farm Equipment Loan & Lease Options

We are dedicated to agriculture — it's all we do. That's why we offer a variety of financing options to fit your needs.

  • New or used farm equipment
  • Variable or fixed rates
  • Flexible terms from two to seven years on most equipment*
  • Available for every brand and type of equipment used in agriculture
  • Up to a 10-year term on pivots*
  • Delayed payments — up to 15 months*
  • No prepayment penalties**

*Subject to approval

**Excludes leases over $500,000.

Get Started with AgDirect

At Dealership

Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.

Learn more in our FAQs

Apply Online

Purchasing new or used farm equipment? Use our easy online financing application.

Apply now

Farm Credit Office

Get AgDirect financing through local Farm Credit offices.

See participating Farm Credit associations

AgDirect Inside Sales

Contact our Inside Sales team to get financing directly through AgDirect.

Get started

Looking for an AgDirect dealer near you?

Enter your zip code into AgDirect’s Dealer Locator to find a participating equipment dealer in your area.

At Dealership Financing Requirements

The following information is required for the dealership to complete your application and generate your documents:

  • Serial number
  • Purchase order (irrigation and refinance line of credit)
  • Legal description and owner of property (irrigation only)
  • Pay-off information (refinance only)
  • Title (front)
  • Complete contact information and tax identification number for all applicants
  • Copy of the most recent, unexpired driver’s license for all applicants

Prior to release of funds to the dealership:

  • Signed documents faxed back to AgDirect – with all signatures and dates complete and all pages included.
  • Copy of first payment (lease only).
  • Back of title showing proper transfer of ownership and correct lien holder.

Popular equipment brands AgDirect finances.

Our financing complements any color of equipment. Discover the brand of equipment financing that works for you.

  • John Deere
  • Massey Ferguson
  • Fendt
  • Kubota
  • Reinke
  • Versatile
  • Case IH
  • New Holland
  • Challenger
  • Claas
  • Zimmatic
  • Other brands of equipment used in agriculture

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.

More Articles
  • Dustin G.

    “AgDirect offers some really excellent programs and flexibility.”
    – Dustin G. , Livestock Producer and Part-Owner of Capital Tractor

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  • John and Carla

    AgDirect makes equipment financing easy.
    – John and Carla , Grain & Beef Producers

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  • Jordan S.

    "With AgDirect, financing isn’t one-size-fits-all."
    – Jordan S. , Sales Representative, McRoberts Red Power

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