AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.
No manufacturer rebate/financing restrictions — take advantage of competitive financing and available purchase rebates.
Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.
Streamlined equipment financing processing, including electronic signatures.
Fixed rates for financing or refinancing farm equipment start at 6.75%!
Ready to apply? Let's get started.
We are dedicated to agriculture — it's all we do. That's why we offer a variety of financing options to fit your needs.
*Subject to approval
**Excludes leases over $500,000.
Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.
Purchasing new or used farm equipment? Use our easy online financing application.
Get AgDirect financing through local Farm Credit offices.
Contact our Inside Sales team to get financing directly through AgDirect.
Row crop tractorsStandard tractorsHigh Crop tractorsUtility tractorsOther tractors used in agriculture
CombinesForage harvesterDraper headCorn headGrain cartCotton pickerWindrower/swatherOther harvesters & harvest equipment used in agriculture
PlantersSprayersCenter pivotsTillage equipment Hay and Forage equipmentSkid loaders Other equipment used in agriculture
The minimum amount that can be financed is $5,000 for a qualifying asset.
Questions about purchasing or leasing your new farm equipment with AgDirect? Check out our FAQs on these common topics:
What financing options are available through AgDirect?
AgDirect offers competitive loan and lease options on
new farm equipment and used farm equipment. We also refinance farm equipment.
What types of farm equipment do you finance or refinance?
AgDirect offers financing on all types of ag equipment, including the purchase and lease of tractors, combines, center pivots, implements, strip till equipment and more sold at a dealership, an auction and by a private seller. We finance all major brands of ag and irrigation system equipment, including John Deere, Case IH, New Holland, AGCO, Reinke, Valley and Zimmatic.
Can I prepay or pay off early?
If you make annual payments, you may prepay up to one year in advance; up to six months in advance for monthly payments; and up to two early payments for quarterly payments. You can also pay off early at any time with no penalty.**
Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.
Ask the expert series
Read more >
Asking the right questions before you buy.
Trends in planter tech and equipment availability
What you need to know in 2023
Forecasting machinery purchases and financing activity in 2023
Built for agriculture, powered by Farm Credit
Choose AgDirect financing Powered by Farm Credit.
How AgDirect delivers a superior customer experience
Business, financial and tax benefits
How AgDirect financing keeps Morwai Dairy moving forward.
Finding and applying for financing
Delivering on the promise of simple, fast, flexible.
Trends, tips and financing considerations
Apply online to purchase or refinance equipment
Current trends and financing tips
Is now the time to replace your machinery?
Tips for calculating costs, creating a capital expenditure plan
Make leasing part of your strategic plan
How one customer utilizes AgDirect for his equipment needs and shortline equipment sales
Use these checklists before you buy
Avoid online equipment scams
Improving cash flow, managing debt
How AgDirect supports a diversified operation
Comparing rates, terms and customer service
Unveiling the latest in autonomous equipment
Working together to anticipate machinery and financing needs
Is now the time to buy?
Adoption of precision ag equipment
Structuring plans and managing risk
Trends, costs and custom work
Tips for measuring, monitoring and goal setting
Understanding your equipment financing options
The next frontier in farm machinery
A simple, secure solution
Calculate loan and lease payments anytime, anywhere
Best practices for managing machinery costs
What’s driving farm equipment preferences?
Equipment purchase considerations during tight profit margins
Getting the greatest return from technology
Adopting strip-till starts by answering a simple question: Why?
What You Need to Know for your Farm
Managing machinery financing in volatile times
Half-year equipment lease options
Almost every machine on dealer lot represents potential sale.
Major themes in the farm machinery market in recent years
Used combine market saw some signs of life in late 2016
Factors influencing the buying or selling of used implements
Used tractor market is strengthening
Online machinery auctions growing in popularity among farmers
Used vs. new machinery: Ask all the right questions
Women’s changing roles on the farm
Own the Machinery or Custom Hire
Key machinery benchmarks and how they can benefit you
Measuring your financial health with the Operating Expense Ratio
Machinery Financing Stable Despite Farm Economy Slowdown
7 Tips to Keep your Farm Safe This Fall
Consider Equipment Financing Options