AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.
No manufacturer rebate/financing restrictions — take advantage of competitive financing and available purchase rebates.
Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.
Streamlined equipment financing processing, including electronic signatures.
Fixed rates for financing or refinancing farm equipment start at 6.95%!
Ready to apply? Let's get started.
We are dedicated to agriculture — it's all we do. That's why we offer a variety of financing options to fit your needs.
*Subject to approval
**Excludes leases over $500,000.
Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.
Purchasing new or used farm equipment? Use our easy online financing application.
Get AgDirect financing through local Farm Credit offices.
Contact our Inside Sales team to get financing directly through AgDirect.
Row crop tractorsStandard tractorsHigh Crop tractorsUtility tractorsOther tractors used in agriculture
CombinesForage harvesterDraper headCorn headGrain cartCotton pickerWindrower/swatherOther harvesters & harvest equipment used in agriculture
PlantersSprayersCenter pivotsTillage equipment Hay and Forage equipmentSkid loaders Other equipment used in agriculture
The minimum amount that can be financed is $5,000 for a qualifying asset.
Questions about purchasing or leasing your new farm equipment with AgDirect? Check out our FAQs on these common topics:
What financing options are available through AgDirect?
AgDirect offers competitive loan and lease options on
new farm equipment and used farm equipment. We also refinance farm equipment.
What types of farm equipment do you finance or refinance?
AgDirect offers financing on all types of ag equipment, including the purchase and lease of tractors, combines, center pivots, implements, strip till equipment and more sold at a dealership, an auction and by a private seller. We finance all major brands of ag and irrigation system equipment, including John Deere, Case IH, New Holland, AGCO, Reinke, Valley and Zimmatic.
Can I prepay or pay off early?
If you make annual payments, you may prepay up to one year in advance; up to six months in advance for monthly payments; and up to two early payments for quarterly payments. You can also pay off early at any time with no penalty.**
Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.
What you need to know in 2023
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Forecasting machinery purchases and financing activity in 2023
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Choose AgDirect financing Powered by Farm Credit.
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