No matter how you buy used farm equipment — through a dealer, auction or private party — AgDirect® can help finance it. We offer highly competitive loan and lease options, whether you are looking for a combine or tractor loan,
or to finance other used farm equipment.
Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.
Streamlined equipment financing process, including an online application and electronic signatures.
We offer pre-sale credit decisions (45-day approval period) so you can feel confident at an equipment auction.
Fixed rates for financing or refinancing farm equipment start at 6.95%!
Ready to apply? Let's get started.
We are dedicated to agriculture — it’s all we do. That’s why we offer a variety of financing options for farm equipment purchased from a dealership, private party and farm equipment auction (online and traditional).
*Subject to approval
**Excludes leases over $500,000.
Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.
Purchasing new or used farm equipment? Use our easy online financing application.
Get AgDirect financing through local Farm Credit offices.
Contact our Inside Sales team to get financing directly through AgDirect.
Row crop tractorsStandard tractorsHigh Crop tractorsUtility tractorsOther tractors used in agriculture
CombinesForage harvesterDraper headCorn headGrain cartCotton pickerWindrower/swatherOther harvesters & harvest equipment used in agriculture
PlantersSprayersCenter pivotsTillage equipment Hay and Forage equipmentSkid loaders Other equipment used in agriculture
The minimum amount that can be financed is $5,000 for a qualifying asset.
Questions about purchasing or leasing your used farm equipment with AgDirect? Check out our FAQs on these common topics:
What types of farm equipment do you finance or refinance?
AgDirect offers financing on all types of ag equipment, including the purchase and lease of tractors, combines, center pivots, implements, strip till equipment and more sold at a dealership, an auction and by a private seller. We finance all major brands of ag and irrigation system equipment, including John Deere, Case IH, New Holland, AGCO, Reinke, Valley and Zimmatic.
What are the steps involved in applying for AgDirect equipment financing for a traditional or online auction?
Here's how it works:
What financing options are available through AgDirect for equipment purchased from a private party?
AgDirect offers highly competitive finance and lease options on farm equipment sold through private transactions. This allows producers to take advantage of the same attractive rates and ag-friendly terms they would find at the dealership while benefiting from the potential savings a private seller may have to offer.
In addition to benefiting from competitive finance and lease options, producers who opt for private party financing through AgDirect can count on a fast and streamlined application process.
Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.
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Forecasting machinery purchases and financing activity in 2023
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