AgDirect® offers highly competitive finance and lease options on farm equipment sold through private transactions (such as farmer-to-farmer equipment sales). Along with attractive rates, we offer ag-friendly terms that match the income stream of farmers and ranchers.Our experienced AgDirect team will guide you through the financing process, which is specifically tailored to meet the needs of those in agriculture.
Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.
Streamlined equipment financing process, including an online application and electronic signatures.
We offer pre-sale credit decisions (45-day approval period) so you can feel confident at an equipment auction.
Fixed rates for financing or refinancing farm equipment start at 6.25%!
We are dedicated to agriculture — it's all we do. That's why we offer a variety of financing options to fit your needs.
*Subject to approval
**Excludes leases over $500,000.
Ask your local equipment dealer for AgDirect. Financing can be completed right at the dealership, often in the same business day.
Purchasing new or used farm equipment? Use our easy online financing application.
Get AgDirect financing through local Farm Credit offices.
Contact our Inside Sales team to get financing directly through AgDirect.
The following information is required to complete the application process:
Prior to the generation of documents, AgDirect will complete a lien search on seller(s) to ensure that AgDirect will be in first lien position on the equipment.
Prior to release of funds:
We are dedicated to agriculture – it’s all we do. That’s why we offer a variety of financing options to fit your financing needs.
The minimum amount that can be financed is $5,000 for a qualifying asset.
Our financing complements any color of equipment. Discover the brand of equipment financing that works for you.
Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.
Protect yourself from equipment scams
Read more >
Improving cash flow, managing debt
Forecasting machinery purchases and financing activity in 2025
What you need to know in 2025
How the economy is shaping ag equipment purchases
Choose AgDirect financing Powered by Farm Credit.
Measuring your farm’s financial health
Navigating auctions, digital marketplaces & private party sales
Rising costs slow equipment sales
Producer preferences and dealer satisfaction market insights.
AgDirect financing positions farmers and dealers for success.
Current trends and financing tips
Alternative financing solutions to consider
Manage your account with online and mobile access
Used tractor and combine markets moderating
Ask the expert series
5 tips for getting a good deal
How much debt should you put towards equipment?
7 Tips to Keep your Farm Safe This Fall
The benefits of half-year equipment leases
Outlook for electric farm equipment
Asking the right questions before you buy.
Trends in planter tech and equipment availability
Built for agriculture, powered by Farm Credit
How AgDirect delivers a superior customer experience
Business, financial and tax benefits
How AgDirect financing keeps Morwai Dairy moving forward.
Finding and applying for financing
Delivering on the promise of simple, fast, flexible.
Trends, tips and financing considerations
Apply online to purchase or refinance equipment
Is now the time to replace your machinery?
Tips for calculating costs, creating a capital expenditure plan
Make leasing part of your strategic plan
Learn how one customer utilizes AgDirect for his equipment needs
Use these checklists before you buy
How AgDirect supports a diversified operation
Comparing rates, terms and customer service
Working together to anticipate machinery and financing needs
Is now the time to buy?
Adoption of precision ag equipment
Structuring plans and managing risk
Trends, costs and custom work
Tips for measuring, monitoring and goal setting
Understanding your equipment financing options
A simple, secure solution
Calculate loan and lease payments anytime, anywhere
Best practices for managing machinery costs
What’s driving farm equipment preferences?
Equipment purchase considerations during tight profit margins
Getting the greatest return from technology
Adopting strip-till starts by answering a simple question: Why?
What You Need to Know for your Farm
Managing machinery financing in volatile times
Almost every machine on dealer lot represents potential sale.
Used vs. new machinery: Ask all the right questions
Women’s changing roles on the farm
Own the Machinery or Custom Hire
Key machinery benchmarks and how they can benefit you
Machinery Financing Stable Despite Farm Economy Slowdown
Consider Equipment Financing Options
See more
Watch video