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Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or ag equipment.

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AgDirect Digital Tools

Delivering on the promise of simple, fast, flexible.

Published on 5/28/2020

As one of the fastest-growing equipment financing brands in the nation, AgDirect is committed to serving customers and dealers while changing to meet marketplace needs.

For more than two decades, the program has brought digital solutions to the forefront of the equipment financing industry.

Today, AgDirect offers a suite of digital tools and online resources to give customers and dealers the competitive edge and time they need to focus on what matters most.

“It goes back to our focus of serving agriculture’s machinery and equipment financing needs,” says Scott Welden, AgDirect territory manager in Michigan, Indiana and Ohio. “All of our digital tools serve a fundamental purpose of maintaining that focus while creating flexibility, faster turnarounds and a sense of convenience.”

Find out how tools like the AgDirect Mobile App, electronic signatures and online payment calculator can help you select the best financing solutions for your business.

AgDirect Mobile App

As a mobile-friendly financing tool, the AgDirect Mobile app allows users to calculate individual payment quotes and compare payment options side-by-side from their mobile phone or tablet.

Other key features include access to real time interest rates, a downloadable lease residual matrix, cost/hour versus cost/acre comparisons, and the ability to save and compare finance options, or email and text payment quotes.

“The AgDirect Mobile app is really handy for running multiple scenarios before making a decision,” says Chad Minnis, owner of Car-Min-Vu Dairy Farms near Webberville, Michigan. “You can be in the middle of the field, and if something pops into your head, it’s easy to grab your phone and do a quick calculation.”

The app also includes Secure Snap, a digital tool that allows AgDirect equipment salespeople to securely send driver’s license images, financial documents and other personal information to the AgDirect finance team using their mobile device.

When AgDirect Mobile was first rolled out in 2012, there were various payment calculator apps available, but few were geared toward the ag equipment industry. Since then, the mobile-friendly platform has supported more than 5,000 downloads, giving dealers and customers direct access to the tools they need to explore their financing options.

You can unlock these features and more by downloading the free AgDirect mobile app from your app store.

Electronic signatures

Electronic signatures are one of the most popular applications for streamlining document management processes. Since the AgDirect eSign pilot program was launched in 2018, more than 1,543 dealer locations have started using the application to help customers save time and accelerate transactions.

Using eSign, you can count on quicker closing and funding for your equipment needs thanks to a seamless financing process that can take place at the dealership or any location using your mobile device.

From small operations to larger entities, eSign can accommodate remote signatures no matter how many parties are involved. Multiple customers can sign from multiple locations, and every signer can authorize the transaction simultaneously rather than emailing, faxing or mailing documents. 

Additionally, eSign provides a more secure method for capturing signatures by encrypting documents and keeping an audit trail of the routing process.

Online payment calculator

Another convenient tool for estimating costs and comparing payments includes AgDirect’s easy-to-use online payment calculator.

“The payment calculator is one of my favorite features because it allows you to factor in different scenarios like how many years you want to go on term length, different types of interest rates and how many hours you can put on a machine,” says Minnis. “Those factors make a difference when you start dividing them out.”

Whether you are planning to lease or finance, you can estimate your annual, semiannual, quarterly or monthly payments in a matter of minutes. It’s as easy as entering the equipment price, interest rate, terms, payment frequency and amortization type.

Start planning for your next equipment purchase by accessing the AgDirect online payment calculator today.

Agriculture is constantly evolving, which is why AgDirect works to develop digital tools and resources that accelerate transactions, enhance the customer experience and streamline the equipment financing process.

Learn more about your equipment financing options by locating your nearest AgDirect territory manager or contacting the AgDirect financing team at 888-525-9805.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or ag equipment.

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