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Agriculture is always changing, that’s why AgDirect® works to help you make the right decision for your operation when financing your next tractor, combine or other ag equipment.

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Online Financing and Refinancing

Apply online to purchase or refinance equipment

Online Equipment Financing and Refinancing

Apply online to purchase or refinance equipment

Published on 7/14/2022

Online lending has become an essential means of doing business in recent years and agricultural equipment financing is no exception.

Producers need fast and reliable access to funds, and with the new AgDirect online equipment application, financing requests for new or used machinery purchases – and refinancing requests – can be completed in a matter of minutes.

“Since 1998, AgDirect has brought technology to the forefront of the ag equipment financing industry to meet changing marketplace needs, accelerate credit decisions and support customers and dealers through the transaction process,” says Kara Figi, vice president of AgDirect business development.

“Using the online equipment application, producers can get the same attractive AgDirect rates and ag-friendly terms and apply for financing from any device when it’s convenient for them,” Figi explains. “The online application is one of AgDirect’s latest efforts to deliver on our promise of simple, fast and flexible financing.”

How it works

To get started with an application for a new or used equipment purchase through a dealer, auction or private party, producers simply enter information about the equipment they want to buy or refinance, the type of loan they desire and their financial background, including gross farm and net non-farm income.

Here’s a quick checklist of the details you will need to provide:

 • Equipment Info – Equipment type, make, model, year and seller/current lender.
 • Loan Type – Total sale price/amount to refinance, repayment terms, payment schedule and first payment date.
 • Financial Background – First and last name, date of birth, TIN, marital status, address, email, phone, gross farm income and net non-farm income.

The application takes roughly 10 minutes and applicants will typically receive a response within three business hours, allowing them to complete the loan process in less time than through conventional means.

Expanding financing options

The new AgDirect online application provides a simple and secure, alternative financing or refinancing option that can be completed 24/7.

Today, there are five ways to apply for AgDirect equipment financing and refinancing:

 • Equipment Dealerships — Participating dealers enter your financing application at the dealership. Contact us to find a dealer near you.
 • Farm Credit Offices — Participating Farm Credit Associations offer AgDirect financing.
 • AgDirect Inside Sales — Contact our Inside Sales team to get financing directly through AgDirect. Call 888-525-9805 or email us.
 • AgDirect.com & AgDirect Mobile App – If you are buying new or used equipment through a dealer, auction or private party, you can apply for AgDirect financing or refinancing at agdirect.com or through AgDirect Mobile available to download from the App StoreSM and Google PlayTM store.

Ultimately, the AgDirect online equipment application is another tool producers can use to save time, add convenience and focus on what matters most in their operation.

Other digital tools supported by AgDirect that help streamline the equipment financing process include the AgDirect Mobile App, eSign and the AgDirect online payment calculator.

Ready to purchase new or used equipment or interested in refinancing? Apply online today, locate your nearest AgDirect territory manager or contact the AgDirect financing team at 888-525-9805.

Learning Center

Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.

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