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Agriculture is constantly evolving, which is why AgDirect works to help you make the right decision for your operation when it comes to financing ag equipment.

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Applying for AgDirect Financing

Frequently Asked Questions and Answers About Applying for AgDirect Financing

Published on 5/14/2015

What is AgDirect?

AgDirect is an equipment financing program offered by participating Farm Credit System association partners of AgDirect, LLP.

Can I get AgDirect financing in my area?

AgDirect financing is available in the continental United States.  The types of financing transactions that may be completed may vary. Contact the AgDirect territory manager for your area or the AgDirect finance team for more information.

How do I apply?

Participating AgDirect dealer salespersons enter your simple financing application online. To apply for private party financing or auction financing, call the AgDirect territory manager for your area or the AgDirect finance team at 888-525-9805. 

Is there an application fee?

We do not charge fees. There are some post-close servicing actions or servicing actions made at the request of the customer that do require a fee.  

What will you require from me to apply for financing?

The minimum personal information required to begin the AgDirect application process is your name as shown on your legal ID, age, U.S. citizenship status, and minimal eligibility information dependent on what type of applicant you are – a farmer/rancher, agricultural investor, processing or marketing operation or farm-related service business. If you are a farmer or rancher, you’ll need to provide net non-farm income and gross farm income.

What if I have personal credit issues?

All credit decisions regarding AgDirect financing requests are primarily based on an application score. If an application scores low and cannot be auto-approved, applicant-specific information and financials may be used to make a decision.

How long will it take to be approved for financing?

Most at dealership-credit decisions are returned within seconds. Typically, private party and auction financing credit decisions are returned within two hours.

Must I purchase the equipment from a designated dealer?

An equipment dealership must have a signed Dealer Agreement and Master Participation Agreement on record to offer AgDirect financing. If your dealer is not able to offer you AgDirect financing, call the AgDirect territory manager for your area or the AgDirect finance team at 888-525-9805.

Can I finance private party or auction purchases?

AgDirect also offers financing and lease options for farmer-to-farmer sales and purchases through traditional and online auctions.

Learning Center

Agriculture is constantly evolving, which is why AgDirect works to help you make the right decision for your operation when it comes to financing ag equipment.

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    “AgDirect is simple and flexible.”
    – Chad and Amy Haeg , Small Grain, Lentil and Bluegrass Growers

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  • Cliff Shudak

    “Their people understand the purchases, and they’re very good to work with.”
    – Cliff Shudak , Grain and Beef producer

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  • Dave Zimmerman

    “I’ve never received such speed and ease of financing.”
    – Dave Zimmerman , Grain and Beef Producer, Custom Seed Corn Harvester and Custom Sprayer

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  • Gerry Wiese

    “Bottom line, AgDirect is a business decision.”
    – Gerry Wiese , Grain and Pork Producer

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  • Jacky Pace

    “It comes down to people.”
    – Jacky Pace , Seed Corn and Grain Grower

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  • Jennifer Gottschalk

    “Having good financial people behind you like AgDirect and Farm Credit is just smart.”
    – Jennifer Gottschalk , Seed Corn and Grain Grower

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  • Jeremy Heine

    “It’s just plain easy working with AgDirect.”
    – Jeremy Heine , Grain and Beef Producer

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  • Jess Blatchford

    “AgDirect puts money back in my pocket.”
    – Jess Blatchford , Potato and Wheat Grower

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  • Joe Klemen, Dwayne Klemen and Mark Klemen

    “AgDirect takes care of us.”
    – Joe Klemen, Dwayne Klemen and Mark Klemen , Beef, Crop and Dairy Producers

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  • Randy Emtman

    “I like that AgDirect is linked to Farm Credit.”
    – Randy Emtman , Timothy Hay, Grain, Legume and Beef Producer

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  • Steve and Cindy Newsom

    “It’s critical to have a lender that is open minded to taking on new enterprises.”
    – Steve and Cindy Newsom , Cotton, Peanuts, Alfalfa Hay, Grain and Wine Grape Grower, Vineyard Equipment Dealer

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